This facility allows users to see what interest rates are currently available in Ireland for cash deposits and savings plans. Please complete the table below as you wish and click on 'Calculate' to see the results.
Interest rates are expressed as compound annual rate (CAR) in order to make a comparison of different returns for different periods or interest rates. CAR is the equivalent rate per annum and assumes that for periods of longer than one year, the interest is compounded on an annual basis. In simple terms CAR is what the interest rate would be if interest was paid or credited each year.
Institution | Term | Min | Gross Rate | CAR Rate | Date |
---|---|---|---|---|---|
NTMA 10yr Natl. Solidarity Bond (tax free) | 10 Years | €50 | 16.00% | 1.50% | 06/07/2016 |
AIB Junior Saver and Student Saver | Saver | €0 | 1.00% | 1.00% | 01/12/2021 |
EBS Children (Savings) | Demand | €1 | 1.00% | 1.00% | 24/11/2020 |
EBS Teen Savings a/c | Demand | €1 | 1.00% | 1.00% | 24/11/2020 |
NTMA 5yr Savings Certificate (tax free) | 5 Years | €50 | 5.00% | 0.98% | 06/07/2016 |
UB urfirst Savings (youth savings) | Demand | €0 | 0.95% | 0.95% | 11/02/2020 |
UB urmoney (youth savings) | Demand | €0 | 0.95% | 0.95% | 11/02/2020 |
UB special int. deposit | Demand | €1 | 0.85% | 0.85% | 11/02/2020 |
NTMA 3yr Savings Bond (tax free) | 3 Years | €50 | 1.00% | 0.33% | 06/07/2016 |
BOI Child Save (regular saving) | Saver | €1 | 0.25% | 0.25% | 13/11/2020 |
UB special int. deposit (balance>Û15K) | Demand | €15001 | 0.15% | 0.15% | 11/02/2020 |
NTMA Book based Deposit Acc | Demand | €1 | 0.15% | 0.15% | 06/07/2016 |
ptsb Fixed Access - 5yr | 5 Years | €10000 | 0.51% | 0.10% | 10/08/2020 |
ptsb Interest First (24 Months) | 2 Years | €10000 | 0.20% | 0.10% | 10/08/2020 |
ptsb Fix Term - 3yr Fixed | 3 Years | €10000 | 0.31% | 0.10% | 10/08/2020 |
UB Loyalty Saver (incl bonus) | Demand | €2000 | 0.10% | 0.10% | 11/02/2020 |
AIB Online Saver - Regular Saver | Saver | €10 | 0.10% | 0.10% | 01/12/2021 |
UB Loyalty Saver (incl bonus) | Demand | €25000 | 0.10% | 0.10% | 11/02/2020 |
KBC Fixed Term - 3yrs | 3 Years | €3000 | 0.10% | 0.10% | 23/11/2020 |
KBC Regular Saver (€100 - €1k p/mt) | Saver | €100 | 0.05% | 0.05% | 23/11/2020 |
ptsb Interest First (12 Months) | 1 Year | €10000 | 0.05% | 0.05% | 10/08/2020 |
UB Loyalty Saver (excl bonus) | Demand | €2000 | 0.05% | 0.05% | 11/02/2020 |
UB Loyalty Saver (excl bonus) | Demand | €25000 | 0.05% | 0.05% | 11/02/2020 |
BOI 365 12mt Fixed Term Deposit | 1 Year | €5000 | 0.04% | 0.05% | 13/11/2020 |
ptsb Fix Term - 18mt Fixed | 18 Months | €10000 | 0.08% | 0.05% | 10/08/2020 |
ptsb Fixed Access - 16mt | 16 Months | €10000 | 0.07% | 0.05% | 10/08/2020 |
KBC Fixed Term - 12mt | 1 Year | €3000 | 0.05% | 0.05% | 23/11/2020 |
ptsb Fix Term - 1yr Fixed | 1 Year | €10000 | 0.05% | 0.05% | 10/08/2020 |
ptsb Fix Term - 6mth Fixed | 6 Months | €10000 | 0.05% | 0.05% | 10/08/2020 |
ptsb Fix Term - 9mth Fixed | 9 Months | €10000 | 0.05% | 0.05% | 10/08/2020 |
ptsb Interest First (18 Months) | 18 Months | €10000 | 0.08% | 0.05% | 10/08/2020 |
ptsb Fix Term - 1yr Fixed (non personal) | 1 Year | €10000 | 0.05% | 0.05% | 10/08/2020 |
BOI 365 31-Day Notice acc | 1 Month | €5000 | 0.03% | 0.03% | 13/11/2020 |
BOI 31-Day Notice | 1 Month | €5000 | 0.03% | 0.03% | 13/11/2020 |
UB Loyalty Saver (excl bonus) | Demand | €0 | 0.01% | 0.01% | 11/02/2020 |
KBC Standard Demand acc | Demand | €0 | 0.01% | 0.01% | 23/11/2020 |
KBC Fixed Term - 3yrs | 3 Years | €1500001 | 0.01% | 0.01% | 23/11/2020 |
UB Loyalty Saver (incl bonus) | Demand | €0 | 0.01% | 0.01% | 11/02/2020 |
ptsb Signature On Call (non personal) | Demand | €10000 | 0.01% | 0.01% | 10/08/2020 |
UB Easy Access | Demand | €0 | 0.01% | 0.01% | 11/02/2020 |
ptsb Fix Term - 3mth Fixed (non personal) | 3 Months | €10000 | 0.01% | 0.01% | 10/08/2020 |
KBC Fixed Term - 12mt | 1 Year | €1500001 | 0.01% | 0.01% | 23/11/2020 |
ptsb Fix Term - 1mth Fixed (non personal) | 1 Month | €10000 | 0.01% | 0.01% | 10/08/2020 |
ptsb Signature On Call | Demand | €10000 | 0.01% | 0.01% | 10/08/2020 |
ptsb Fix Term - 6mth Fixed (non personal) | 6 Months | €10000 | 0.01% | 0.01% | 10/08/2020 |
KBC Smart Access Demand acc | Demand | €3000 | 0.01% | 0.01% | 23/11/2020 |
ptsb Fix Term - 9mth Fixed (non personal) | 9 Months | €10000 | 0.01% | 0.01% | 10/08/2020 |
ptsb Fix Term - 3mth Fixed | 3 Months | €10000 | 0.01% | 0.01% | 10/08/2020 |
ptsb 30day Notice Variable | 1 Month | €10000 | 0.01% | 0.01% | 10/08/2020 |
AIB Online Saver - Standard Saver | Saver | €1001 | 0.00% | 0.00% | 01/12/2021 |
AIB Junior Saver and Student Saver | Saver | €1001 | 0.00% | 0.00% | 01/12/2021 |
Product | Term | €0 | 0.00% | 0.00% | 01/01/1970 |